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What You Should Know about Holistic Financial Planning

Holistic financial planning is a comprehensive approach to your present and future finances. Our holistic financial planners work with you and your unique situation to set and pursue realistic financial goals. We help you understand your current financial situation and keep you accountable in working towards your financial goals. If you’re ready to take charge of your financial future, give us a call today. 

<h2><span style="font-weight: 400;" data-mce-style="font-weight: 400;">What Is Holistic Financial Planning?</span></h2>

What Is Holistic Financial Planning?

With holistic financial planning, we create a financial plan for your unique situation. A holistic financial plan considers your current circumstances, such as your assets, debts, and income, to create a realistic financial plan to help you pursue your goals. Holistic financial plans can help you work towards multiple financial goals, such as retirement and saving for college, without overextending yourself. 

An important part of holistic financial planning is the ability to accommodate life events. Marriage, children, death, job loss, divorce, and retirement can affect your financial situation. It’s important to adjust for life’s circumstances and tweak your financial plan instead of just giving up on your goals. Our holistic financial planners can also keep you accountable for your financial goals to increase your chance of success.

<h2><span style="font-weight: 400;" data-mce-style="font-weight: 400;">What a Holistic Financial Plan Includes</span></h2>

What a Holistic Financial Plan Includes

We tailor your holistic financial plan to meet your current needs, risk tolerance, and future goals. Here are some examples of what a holistic financial plan can include:

  • Retirement plan
  • Tax planning
  • Insurance review
  • Debt reduction plan
  • College savings plan
  • Budget
  • Savings plan for short- and long-term goals
  • Estate plan
  • Retirement income plan
  • Asset protection
  • Portfolio diversification

This is not an exhaustive list. Your financial plan may include some of these moving parts, but we may also suggest additional options for you. Your holistic financial plan has to work for your situation, which is why we customize every plan we create.

<h2><span style="font-weight: 400;" data-mce-style="font-weight: 400;">Benefits of Holistic Financial Planning</span></h2>

Benefits of Holistic Financial Planning

A holistic financial plan is important if you want to take control of your current and future finances. Financial planning is necessary to prepare for your future, including your retirement years, but it’s also important for protecting your assets and your loved ones. When you first work with a financial planner, this may seem overwhelming. But we’ll take it one step at a time and make sure you’re comfortable throughout the process.

The biggest benefit of having a holistic financial plan is that you’ll know exactly where you’re going. A financial plan allows you to pursue your goals while being realistic about your situation. Our advisors will ensure your financial plan helps you pursue the financial goals you’ve set for yourself.

FAQs about Holistic Financial Planning

Do All Financial Advisors Use Holistic Financial Planning?

No. Many financial advisors focus on some important aspects of financial planning, mainly retirement planning. But they don’t always look at the big picture of your finances and consider your unique situation. A holistic financial planner will examine every piece of your financial life to make sure your financial plan works for you. 

How Is Holistic Financial Planning Different from Traditional Financial Planning?

Holistic financial planners take a more comprehensive approach to financial planning. Instead of only focusing on long-term financial goals, a holistic planner will help you create a specific investment or savings plan that takes your situation into account. They may even help you create a budget and get out of debt before they set up your retirement account. 

How Do I Create a Holistic Financial Plan?

To create a comprehensive, holistic financial plan, your first step is to create a detailed overview of your current assets, debts, and income. Your financial planner must understand your current financial situation before they can make recommendations for your future. Next, you want to get crystal clear about your financial goals. Write them all down, then bring the information with you to our first meeting.

Contact Us for Your Holistic Financial Planning Needs

You deserve a detailed holistic financial plan that helps you reach your unique goals. Our financial advisors specialize in helping clients, just like you, create a financial plan that makes sense for your situation. Call us today to set up an appointment to get your financial life on track. We will create a plan and help you stick with it. 

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Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (207) 797-5680 x101